Warning: Late repayments can cause you serious money problems. For help, go to moneyhelper.org.uk. We are a broker not a lender.
Warning: Late repayments can cause you serious money problems. For help, go to moneyhelper.org.uk. We are a broker not a lender.
Apr 6, 2017
At Payday Pug, we always recommend our clients and everyone consulting with us to indulge in sufficient homeowner before applying for and choosing short term loans. While short term loans may appear to be affordable and they don't really have an overwhelming liability like a mortgage or industrial loan, they can become cumbersome if there is insufficient planning. Likewise, you need to indulge in substantial research and sufficient homework before getting a pug.
There are many reasons why you would want to get a pug. We have recently shared five reasons why you should consider getting a pug. But along with that we should share some reality checks as well. Here are some realities you should be aware of and explore during your research prior to getting a pug.
1. Pugs are cute and they come up with priceless expressions. They would perhaps make you happier than the joy of getting short term loans approved but you should know that pugs have a shedding problem. All dogs shed. There is no dog that doesn't experience shedding at least once a year. But the situation with a pug is more severe than other breeds. When your pug starts shedding, you would probably find hair in the likeliest and unlikeliest places in your home. Pugs are small so they can really toggle around and reach areas that other bigger dogs may not be able to access. This will lead to accumulation of shed hair in some inaccessible areas. Just be conscious of the shedding times and watch your pug. Keep your house clean and don't let your pug wander about anywhere, particularly places you would struggle to clean or vacuum. Preparation is the key, just as with financial planning and short term loans.
2. You should know that pugs are like humans when it comes to eating. They can indulge in binge eating. Unless you are in control and watch how much your pug eats, when and what, your pug will keep on bingeing and may become obese. Pugs are not the strongest among dogs and their health can be put to test if they put on a lot of weight.
3. Pugs have a tendency of following their owners and family members almost everywhere. They will invade your privacy, in the bedroom or the bathroom. They may follow you as you mow your lawn or work on your plumbing. While it is fun to have a little dog wander along with you, it can be concerning when you don't want the pug to follow you. A bit of training and drawing the lines restricting its movement will augur well.
4. Pugs are vulnerable to obesity. They are not particularly fragile but because of their size and weight, they are weaker than some other dogs that can live with an overweight or obese body for years. Pugs will develop health problems with unwatched weight gain. They should work out to stay healthy. Pugs are lazy. They will want to sleep, eat, laze around, be at the same place doing something or nothing and they would also encourage you to be lazy. Don't concede.
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Representative example: if you borrow £550 over 18 months at a flat rate of 180% per annum (fixed) with a representative 770% APR you will make 18 monthly payments of £113.06, repaying £2,035.08 in total. Rates from 45.3% APR to 1721% APR. A short term high cost loan should not be used as a long term solution. We are a broker not a lender. We don't charge fees. We don't sell your personal information. We may receive a commission from the lender.